TUGAS 2 - BAHASA INGGRIS BISNIS 2 # - PASSIVE VOICE

Mobile Banking on the Increase in Developing Countries

Mobile banking is becoming more and more popular in countries of the Third World. While in developed countries almost all people have bank accounts, only a small part of the population in underdeveloped countries has access to banks.

In mobile banking, a person who wants to send money does so by sending the amount via text to the receiver’s phone number. The person who receives the money goes to an authorized local shop that and withdraws the cash.

There are many examples of mobile banking in the Third World. Hospitals in Tanzania send money to women so that they can pay for the bus fare to the hospital. In Afghanistan, the government pays its policemen by mobile phone. Coffee plantation owners in East Africa send workers their money via text.

Mobile banking has become popular where there are few banks but where most of the people have a mobile phone. The potential market is especially large in South America where only 35% of the people have bank accounts but 90% have mobile phones.

Many mobile phone companies are taking over banking services in underdeveloped countries. In the last two years, almost one million people in six African countries have signed up with European mobile operator Orange. In Kenya and Tanzania, British operator Vodaphone has 20 million customers who send money to other people in the country and abroad.

In Pakistan, Norwegian mobile phone company Telenor has been offering mobile banking since 2008. People can withdraw money at almost 11,000 shops throughout the country. Pakistan itself has only a little over 8,000 banks. Money transfers are limited to $120, with Telenor taking 5% of the amount.

The number of mobile banking customers is expected to rise in Third World countries from currently 60 million to almost a billion in 2015. Over 80% of these costumes live in Latin America, Africa, and Asia.

In the developed world mobile banking has not become a serious option because most customers have bank accounts and transfer their money via Internet banking. As more and more Americans and Europeans buy smartphones mobile banking will probably increase.

one of the steps of banking in Indonesia to improve the economy in Indonesia is by facilitating non-cash transactions.

The latest McKinsey report said 55% of the 900 Indonesian non-digital consumers surveyed said they wanted to switch to digital banking within the next six months.

Although it was considered quite open to digitizing banks, Indonesians still needed branch offices. So that is still relevant. Indonesian customers need branches and ATMs because digital transactions are still considered confusing, also for security reasons

https://labbahasainggris.co.id/artikel-bahasa-inggris-tentang-ekonomi-bisnis-lengkap-dengan-terjemahan-dan-daftar-kosakata-baru/

·         KALIMAT PASIF

Kalimat pasif merupakan kalimat yang subjeknya sebelum predikat. Kalimat pasif adalah kalimat yang subjeknya dikenai suatu perbuatan atau aktivitas. Kalimat pasif biasanya diawali oleh awalan ter- atau di-.

Adapun ciri-ciri dari kalimat pasif adalah:

1.  Subjeknya sebagai penderita.

2.   Predikatnya berimbuhan di-, ter-, atau ter-kan.

3.   Predikatnya berupa predikat persona (kata ganti orang, disusul oleh kata kerja yang kehilangan awalan).

10 contoh kalimat pasif :

1. Api yang membakar rumah itu disiram air oleh pemadam kebakaran.
2. Kopi telah diminum oleh Kakek.
3. Jenazah dikubur tadi siang.
4. Banu dihina oleh temannya.
5. Karena mogok, motor itu pun didorong olehnya.
6. Tanpa sengaja, Dimas tersenggol penonton lain yang tengah berjoget.
7. Saat pertandingan berlangsung, salah seorang pemain timnas tersikut oleh pemain lawan.
8. Jaka terpana oleh pesona perempuan itu.
9. Kesulitan ekonomi membuat Aan tertekan.
10. Pak Guru terkesan dengan prestasi murid-muridnya.

·         PASSIVE VOICE

The passive voice is used when we want to emphasize the action (the verb) and the object of a sentence rather than subject. This means that the subject is either less important than the action itself or that we don’t know who or what the subject is.

1.      My laptop was stolen. (The object – now the subject = My laptop / action= was stolen)

2.      Passive      = Napa Valley is known for its excellent wines.

Active       = [Many people] know Napa Valley for its excellent wines.

Forming the passive voice

The passive voice is not a tense in English. Each tense has its own passive voice which is created by using a form of the auxiliary verb to be + V3 (past participle).

10 Passive Voice in the above article :

           1.      Internet currency that was started in 2009.

           2.      Bitcoin is distributed and controlled by the government.

           3.      Bitcoin exchange rates are volatile and difficult to predict.

           4.      Bitcoin can be bought at exchanges.

           5.      Bitcoins are created by a process called mining.

           6.      Bitcoin can be produced by anyone around the world.

           7.      Only your special ID is transferred across the Internet.

           8.      Bitcoin is also seen as a playground for money speculators.

           9.      Pay their taxes when exchanged for currencies.

          10.    Bitcoin is not recognized as a legal currency.

https://www.englishcafe.co.id/15-contoh-kalimat-pasif-passive-voice-dalam-bahasa-inggris/